After planning and budgeting – you deserve a reward!!

This fall, I’ve been telling you the story of how I’ve been earning money back with the new Tangerine Money Back Credit Card. I’m not spending outside my usual limits, just buying groceries, getting gas, paying bills, and I’m getting money back all the time.

I’m using my money back to do some Christmas shopping. I’m looking to earn over $100 money back in just 3 months, and that’s enough for some gifts for a few people on my list.

Books and bricks for the kids?


Maybe something sweet for my wife or a book for a buddy?


Heck, I might even just choose to spend some of my money back on a small treat for myself. I did, a roiboos tea latte 🙂


Or I could just cycle back the money onto my balance to save money on the things I buy everyday.


But the goal I set for myself at the beginning of this campaign was to get enough Money Back to be able to buy my sons their own hiking poles. I love exploring the mountains with my boys, and I’ve earned enough to buy a set so they can each have their own.


Is it wrong that I’ve already got them wrapped? Seriously, I have never been so ahead of the game before. Getting Money Back will do that to you, I guess!


That’s how I’m spending my money back, now it’s your turn!

When you use the Tangerine Money Back Credit Card, you select 2 categories you want to get 2% money back on with each purchase. You then get 1% money back on everything else you spend with the card.

Tangerine Money Back Categories

When you have a Tangerine Savings Account, you get a 3rd category, and when you sign up for the card you get a double bonus money back for the first three months.

I spend about $900 a month in my categories, that’s worth over $120 in Money Back that a See how it all adds up?

When you have the Tangerine Money Back Credit Card, it’s easy to track how much you’re spending alongside how much money you’re getting back with your online statement:

Tangerine Money Back Rewards


It’s all so handy. The Tangerine Money Back Credit Card can even link to Apple Pay making this even easier.

Get the card, get some money back, and start treating yourself (or others!) I’ve got a contest to get you thinking about it, but you’d better enter quickly, because it ends soon!

Here’s the details:


Go ahead, do the math on your own purchases. Pick your 2% categories, budget what you spend each week or month on those things, and then sit back and collect your money back rewards. It’s a chance to follow along on my journey and get your own reward.



As I go along my budget journey with Tangerine, you can take your own and .. have a chance to get your own money back reward.

  1. In the comments, pick your two 2% bonus money back categories (from  grocery, restaurants, gas, recurring bill payments, drug store, entertainment, hotel-motel, furniture, home improvement, or public transport and parking).
  2. Tell me what you spend on each between now and Christmas (3 months) and figure out what your 2% money back rewards would be from Tangerine.
  3. Imagine what kind of great Christmas treat you’d like to spend that cash on
  4. Tangerine just might make it happen when they pick one reader and give them DOUBLE money back!

Rules: Contest open to Canadian residents only. No purchase necessary.  One entry from the comments on the DadCAMP Tangerine campaign blog posts will be chosen at random to win double the money back as calculated by their budget in the comments. Void where prohibited. Contest deadline 12:00a MST November 18, 2016. Cash prize to be deposited to a Tangerine savings account created in your name. Account is not required to be maintained after cash withdrawal.

This post is sponsored by Tangerine

Tangerine Money-Back Card Rewards Features

  • tangerine cardEarn 2% Money-Back Rewards on purchases in two 2% Money-Back Categories of your choice, and 1% Money-Back Rewards on all other purchases.
  • Have your Money-Back Rewards deposited into a Tangerine Savings Account, and get a 3rd 2% Money-Back Category.
  • Money-Back Rewards are earned automatically and paid monthly, and can either be applied towards your Credit Card balance or redeemed into your Savings Account.
  • No limit on the amount of Money-Back Rewards you can earn.
  • Change your 2% Money-Back Categories to suit your spending.
  • Orange Alerts are emailed to you so that you’re up-to-date on what’s happening in your Account.

Tangerine Money Back

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  1. Amelia H. November 17, 2016 at 12:43 pm

    We would spend about $120/week on groceries. that would be 1440 for 3 months, and the 2% back is 28.80 on that. For gas, we spend 200 on gas a month, so 600 in 3 months, 12$ cash back. I would just save the bash back rewards I get, or use them as a bill credit if needed.

  2. Michael P. November 17, 2016 at 3:16 pm

    We could definitely use a money back reward for groceries and gas! I pay around $200/month in downtown parking fees alone, so together with groceries, my total costs in these 2 categories is around $1,900 over the next 3 months. My 2% back would be about $38, which I would happily put towards a nice family dinner out instead! Thanks for the great giveaway!

  3. Jasen H November 17, 2016 at 9:32 pm

    Categories: Groceries and Recurring Bill Payments
    Grocery: Around $500 per month plus at least $100 extra for Christmas entertaining, a total of $1600
    Recurring Bill Payments: about $1500 per month for a total of $4500
    Grand Total: $6100
    2% Cash Back: $122
    That would get some nice gifts for the family!