There’s a time in adulthood when worrying about now starts to fade away and you worry about what’s next. It’s around the time you have kids that you really focus on planning for the future.
After my sons were born, I was all about making sure I had plans set up to save for their post-secondary education. And now, as they (and I) get older, I’m focused on getting my house paid off and looking at my saving goals for retirement.
In my 20s it was about making sure I could afford a fancy night out in the best new clothes, in my 40s it’s about the macro view of my situation and keeping everything on track for the long term.
One of the other things I did, more than a decade ago, when I first bought a house, was to make sure I had a life insurance policy that would pay off the balance of the mortgage if anything ever happened to me. If the worst ever happened and my family was left trying to make it on their own, I wanted to at least have one stress off the table.
You don’t want to wish bad things happening to you (or your family), but having a long term focus means talking about things like life insurance.
Many people feel that life insurance is complex and a complicated to buy. The Co-operators‘ Term Life 1 is easy and convenient. The Co-operators is a trusted company that provides a simple approach to life insurance.You can get a quote, apply and buy online. Or, still have the option to buy it through an advisor – your choice.
Term Life 1 is a simple way to protect the life you’re building. When you’re just getting going with a family, and you’ve got all the plans in place, you don’t want it to go off the rails at a moment’s notice.
With its one-year, guaranteed-renewable term, and the convenient option to apply and buy online, Term Life 1 is an easy way to get started with term life insurance because you don’t have to commit to a multi-year term (i.e. 10, 15, 20 years to start).
A term life insurance policy gives you a simple and affordable life insurance solution. You set the coverage amount you need over a set period of time, to guarantee your beneficiaries a tax-free cash payment when you die and your coverage is in effect.
If you’re between 18 and 45 yrs and need less than $450,000 in coverage, you can get a Term Life 1 quote and apply online today with The Co-operators.